As bankruptcy attorneys, we are well aware of how devastating identity theft can be, both to your finances and to your own personal life. Victims of identity theft can have their credit completely destroyed by someone they’ve probably never even met. So, how can you protect yourself against identity theft and keep your finances and credit score safe?
Here are some tips from Experian.com to help reduce your risk of falling victim to identity theft:
- One of the most important steps you can take to protect yourself against identity theft is to regularly monitor your finances. Check your bank accounts regularly, and check your credit score at least once a year (but ideally once a month).
- If you notice any suspicious activity on any of your accounts or if you notice a drastic change in your credit score, act immediately. Dispute any claims with lenders, freeze your credit reports (temporarily until the issue is resolved), and add a fraud alert to all of your accounts.
- It’s also important to safeguard all of your personal information. If you have any paper documentation that includes personal information, keep it in a secure place. If you want to dispose of any of this paperwork, be sure to shred it before throwing it away.
- Online identity theft is becoming increasingly popular. So, be wary of any links that you click on when online. Don’t give out your personal information online until you verify the source that’s asking for it. Also, regularly change your passwords to safeguard against hackers gaining access to your personal information.
When it comes to protecting yourself from identity theft, it’s important to remain vigilant and aware.
If you are seeking legal advice about your financial state, give the bankruptcy attorneys at Craft Law Offices in Greenville, NC today to set up a free consultation.